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Credit you want check credit reports when all the information and the freeze to take. Checking Your Credit Score by Junior Boomer on April 12, 2010 Your credit score is a rather important number.

It can determine whether or not you are approved for a loan.  It also impacts everything from applying for a home mortgage loan to getting approved for a O% balance transfer credit card. credit check Once you are approved, your current credit score is the main factor that lenders use to decide the interest rate you will get.